Rates

Access Base Rate3.00%
US Base Rate3.25%

US Exchange
February 3, 2012

Members Buy1.0229
Members Sell0.9729

Please call us for details and for preferred US rates of amounts over $25,000.

Euro Exchange
February 3, 2012

Members Buy1.3854
Members Sell1.2524

TFSA

Variable1.15%
7-11 months1.85%
12-19 Months2.00%
20-29 Months2.20%
30-39 Months2.40%
40-54 Months2.70%
55-60 Months3.05%

AgriInvest

Variable1.95%

GIC

12-19 Months2.00%
20-29 Months2.20%
30-39 Months2.40%
40-54 Months2.70%
55-60 Months3.05%
Redeemable
(3 yr term)		1.75%

Residential Mortgage

Variable Open3.20% *
1 Year2.55% *
2 Years2.75% *
3 Years2.95% *
4 Years3.05% *
5 Years3.35% *
7 Years5.95% *
10 Years6.50% *

* The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase the APR.

RRSP & RIF

Variable1.15%
7-11 months1.85%
12-19 Months2.00%
20-29 Months2.20%
30-39 Months2.40%
40-54 Months2.70%
55-60 Months3.05%

Savings

Savings0.70%
US Savings0.25%

Investment Savings

Up to $49,999.990.70%
$50,000 to $99,999.990.95%
$100,000 to $249,999.991.45%
Over $250,0001.95%

Rates subject to change at any time.

Last updated January 25, 2012.