Chequing

Chequing

For members who prefer pay-as-you-go

  • 0.50 per withdrawal
  • 0.40 per debit card direct payment
  • 0.50 per phone and internet bill payment
  • 1.00 per over-the-counter bill payment
  • personalized cheques at cost
  • free in-branch deposits, telephone and internet access

Withdrawals include: cheques, over-the-counter withdrawals, transfers, pre-authorized debits, CDN CU ATM electronic transactions.

 

e-ACCESS

For a fee of $10.00 per month the following services are included to a maximum of 50 electronic transactions & 5 paper transactions:

  • 5 paper: cheques, over-the-counter cash withdrawals/transfers
  • 50 electronic: debit card direct payment, CDN CU ATM transactions
  • telephone, internet, over-the-counter bill payments
  • no-fee traveller’s cheques
  • in-branch deposits, telephone and internet access

Regular chequing service charges apply to all items that exceed the 50 electronic transaction limit & 5 paper transaction limit. eAccess+ 20 additional electronic transactions for additional $2.00

 

All-in-One

If a $1,000 minimum monthly balance is maintained the following services are free of charge:

  • withdrawals
  • telephone, internet, over-the-counter bill payments
  • interest earned on daily closing balance and paid monthly
  • cumulative tiers as follows:
    0 - $4,999; $5,000 - $49,999; $50,000+
  • personalized cheques at cost
  • in-branch deposits, telephone and internet access

Withdrawals include: cheques, over-the-counter withdrawals, transfers, debit card direct payment, pre-authorized debits, CDN CU ATM electronic transactions. If $1,000 minimum balance is not maintained, the following service charges will apply: cheques, withdrawals, transfers $0.65; debit card direct payment $0.55; online bill payment $1.00

 

Access Value

For a fee of $5.00 per month the following services are included to a maximum of 20 transactions. If a $1,000 minimum monthly balance is maintained the monthly fee is waived.

  • withdrawals
  • telephone, internet, over-the-counter bill payments
  • no-fee traveller’s cheques
  • selected personalized cheques at no charge
  • in-branch deposits, telephone and internet access

Withdrawals include: cheques, over-the-counter withdrawals, transfers, debit card direct payment, pre-authorized debits, CDN CU ATM electronic transactions. Regular chequing service charges apply to all items that exceed the 20 transaction limit.

 

Access Plus

For a fee of $10.00 per month the following services are included to a maximum of 40 transactions. If a $2,000 minimum monthly balance is maintained the monthly fee is waived.

  • withdrawals
  • telephone, internet, over-the-counter bill payments
  • no-fee traveller’s cheques
  • selected personalized cheques at no charge
  • in-branch deposits, telephone and internet access

Withdrawals include: cheques, over-the-counter withdrawals, transfers, debit card direct payment, pre-authorized debits, CDN CU ATM electronic transactions. Regular chequing service charges apply to all items that exceed the 40 transaction limit.

 

Access Unlimited

For a fee of $15.00 per month the following services are included without limit

  • withdrawals
  • telephone, internet, over-the-counter bill payments
  • no-fee traveller’s cheques
  • selected personalized cheques at no charge
  • in-branch deposits, telephone and internet access

Withdrawals include: cheques, over-the-counter withdrawals, transfers, debit card direct payment, pre-authorized debits, CDN CU ATM electronic transactions. Unlimited transactions applies to Canadian transactions only. Regular chequing fees apply to Cirrus, US & International transactions.