MasterCard

Our many MasterCard® options range from cards with no annual fees to cards with enhanced CHOICE REWARDS™ that reward your loyalty with points that are easily redeemable for cash rewards, travel or a wide selection of merchandise.

World Elite MasterCard
All the features of our Platinum MasterCard with the benefit of unlimited earning potential on CHOICE REWARDS points and a price protection feature on your purchases.

  • 5,000 point sign-up bonus
  • Earn 2 CHOICE REWARDS points for every $1 charged for net retail purchases
  • $150 annual fee
  • Purchase protection and extended warranty coverage
  • Enhanced insurance features and travel benefits including travel medical
  • Car rental insurance coverage
  • Concierge services
  • Exclusive MasterCard offers and experiences
  • 60 day price protection on purchases made with the MasterCard
  • Minimum income requirement of $70,000 personal or $120,000 household required

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Platinum Class MasterCard

This high spending-limit card features travel and purchase insurance and the exclusive Platinum Class Rewards accelerated points program that offers complete travel flexibility and freedom.

  • 5,000 point sign-up bonus 
  • Earn 2 CHOICE REWARDS points for every $1 charged for net retail purchases 
  • $150 annual fee 
  • Automatic enrollment in the Platinum Class Rewards program 
  • Trip cancellation insurance
  • Purchase protection and extended warranty coverage
  • Enhanced insurance features and travel benefits including travel medical 
  • Car rental insurance coverage

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Gold MasterCard

This card includes all the features of the Low Fee Gold MasterCard with the added benefit of out-of-province and out-of-country travel medical insurance.
  • 5,000 point sign-up bonus
  • Earn 1 CHOICE REWARDS point for every $1 charged for net retail purchases
  • $120 annual fee
  • $96 annual fee/no reward option also available 
  • Travel medical insurance
  • Purchase protection and extended warranty coverage
  • Enhanced insurance features and travel benefits including travel medical 
  • Car rental insurance coverage

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Low Fee Gold MasterCard

Includes special insurance features such as purchase protection, trip cancellation insurance and collision insurance on vehicles rented on your Gold MasterCard.

  • 3,000 point sign up bonus
  • Earn 1 CHOICE REWARDS point for every $1 charged for net retail purchases
  • $59 annual fee
  • $35 annual fee/no rewards option also available
  • Purchase protection and extended warranty coverage
  • Enhanced insurance features and travel benefits 
  • Car rental insurance coverage

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Student MasterCard

The perfect starter card for post-secondary students. Establish your credit rating and get the features you need plus a CHOICE REWARDS option.

  • 1,000 point sign-up bonus
  • Earn 1 CHOICE REWARDS point for every $1 charged for net retail purchases
  • $24 annual fee
  • No fee/no reward option also available
  • Purchase protection and extended warranty coverage
  • Select insurance features and travel benefits

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Low Fee MasterCard

Double your rewards in comparison to our No Fee MasterCard and get the peace of mind that comes with purchase protection and extended warranty coverage on purchased items.

  • 1,000 point sign-up bonus
  • Earn 1 CHOICE REWARDS point for every $1 charged for net retail purchases
  • $24 annual fee
  • $12 fee/no reward option also available
  • Purchase protection and extended warranty coverage Select insurance features and travel benefits

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No Fee MasterCard

An economical basic card that includes CHOICE REWARDS and select travel benefits.

  • Earn 1 CHOICE REWARDS point for every $2 charged for net retail purchases
  • No annual fee
  • Select insurance features and travel benefits

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Low Rate MasterCard

A no frills reduced-rate card for those who prefer a lower rate for carrying balances.

  • No rewards program
  • $30 annual fee

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