Personal Loans

A Personal Loan from Access Credit Union offers members the funds to fulfill an entire range of needs. Personal Loans are usually for consumer purchases, debt consolidation, or other specific uses, Access personal loans have the following features:

  • Interest rates are available as either fixed or variable
  • Payment options include weekly, bi-weekly, semi-monthly, and monthly
  • Interest is charged on the outstanding balance with repayments on one of the above schedules
  • Optional credit life insurance and credit disability insurance is available for qualifying members

If you would like to calculate the actual cost of a loan, or if you have any questions regarding personal loans from Access Credit Union, please contact us.

Vehicle Loans

Before you hit the road shopping for your next new or used vehicle, contact your credit union. We’ll give you an idea of how much financing you’ll be approved for, which can come in handy. Knowing what you can afford will save you time by leading you straight to the vehicles in your price range. And remember, we offer competitive rates for your new or used auto. Compare our rates with those at other financial institutions, and you’ll see how your money goes further at Access CU.

Student Loans

If you need help with funding the cost of post-secondary education, we offer a Student Loan option. It will help towards covering the cost of books, tuition, living expenses and while you’re in school, you only need to pay back the interest on the loan. Then upon completion of your post-secondary schooling, you’ll have six months before you need to begin repayment on the loan. Call one of our Personal Account Managers for more information or to set-up a student loan.


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