Calculators & Budgeting

How much do you need to save for a comfortable retirement? Or what size mortgage can you afford in order to purchase a new home? Our calculators can help you work out the details of your financial plan and assist you in reaching your goals.

Budgeting

Budgeting can be intimidating if you have never done it before! At Access Credit Union we want to give you the knowledge and tools to reach your financial goals!

A budget is a list of your expected income and planned spending over a period of time. The process to creating a budget starts by looking at how you already spend your money, and deciding how you want to spend your money from now on. Having a budget will keep you on track to reach your goals, give you a greater understanding of where your money is being spent and reduce financial stress.

Step 1: Determine where you are currently spending your money

Highlighter Handout

Step 2: Identify debts and create goals around debt repayment

Making a Plan to be Debt Free

Step 3: Create a budget using the zero based budgeting template

Zero Based Budgeting Template (pdf)
Zero Based Budgeting Template (Excel)

If you would like to set up a budgeting appointment, please reach out to our Member Contact Centre or chat with us online. We ask that you complete steps 1 & 2 prior to the meeting.

 




 

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