RRSPs

An RRSP is a government approved plan through which you save money for your retirement. Your contributions, within limits, are tax deductible, and the income earned is tax sheltered until it is withdrawn (usually at retirement). Investment options for your RRSP includes a variable rate, fixed terms of 1-5 years, mutual funds, stocks and bonds* and more.

Pay yourself first!

By setting up a convenient Pre-Authorized Contribution (PAC) Plan and making regular monthly or bi-weekly RRSP contributions, you can avoid the last minute rush to find the money for next year’s RRSP contribution. You can arrange to have your contribution transferred automatically from your account the day you get paid so that you hardly even miss the money. This way, your money can start working for you by earning interest sooner.

*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund. ®Credential and Credential Securities are registered marks owned by Credential Financial Inc. and are used under license.

Registered Terms (Rates effective 2016-11-16) Rates
Variable 1.25%
7 to 11 Months 1.75%
12 to 19 Months 1.75%
20 to 29 Months 1.85%
30 to 39 Months 1.90%
40 to 54 Months 2.05%
55 to 60 Months 2.20%
 

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