The purpose of the TFSA is to provide a savings vehicle for individuals to earn tax-free investment income.

Features of this registered product:

  • Available to Canadian residents age 18 and older
  • Contributions will not be tax deductible
  • Contributions may only be made by the owner
  • Income earned and capital gains under a TFSA will be tax sheltered
  • Withdrawal of contributions and/or income will not be subject to tax
  • Your TFSA contribution room information can be found on your latest notice of assessment or notice of reassessment. For more information on your TFSA contribution room click here
  • Unused contribution room may be carried forward and contributed in a future year
  • Withdrawals (capital and income) will increase the unused contribution room
  • Unused contribution room will be reported on the annual CRA Notice of Assessment

Come in to Access Credit Union and open a Tax-Free Savings Account or call any of our branches to start earning tax-free interest today!

Registered Terms (Rates effective 2020-10-29) Rates
Variable 1.60%
7 to 11 Months 1.50%
12 to 19 Months 1.50%
20 to 29 Months 1.65%
30 to 39 Months 1.70%
40 to 54 Months 1.75%
55 to 60 Months 1.85%

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