In-branch Wealth Management

Our Financial Planners and Investment Specialists are individuals who know how to use the financial planning process, the big-picture approach, to help you figure out how to meet your life goals. They examine and explore all your needs and can help you with budgeting and saving; tax strategies, investment, retirement and estate planning. While they may work with you on a single financial issue, it is always within the context of your overall situation.

To book your no-obligation consultation appointment today please call 1.800.264.2926.

Learn more about our in-branch Wealth Management team by selecting any of the names below.


Mutual funds are offered through Credential Asset Management Inc.

Fran Diogo, Investment Specialist, Access Credit Union/Credential Asset Management Inc. Expand/Collapse

In the Financial Industry since 2005.

Certifications:

  • Registered Mutual Funds Investment Specialist with Credential Asset Management Inc.

Fran and her husband are recent immigrants to the Grunthal area after nearly a decade of working in the financial services industry in Winnipeg. They are very excited to explore the south east and be an active participant in the community and they have experienced such a warm welcome from everyone they’ve meet so far!

Investment planning and wealth management have always been a passion for Fran and she brings many years of experience in investments and investment planning. While dealing with a varying degree of clients ranging from beginning investors starting to contribute to RRSPs and RESPs to the more advanced investor who requires advice on how their investments portfolios will create a retirement income, she has focused on providing personalized service that meets the needs of her clients today and tomorrow.

Aside from servicing her clients and her ongoing continued education in the financial industry, Fran enjoys spending her time outdoors camping with her family and her huge St. Bernard/ Mastiff dog. Running and relaxing with a good book are also on the top of her list.

James Funk, Senior Financial Planner, Access Credit Union Wealth Consultant, Credential Asset Management Inc. Expand/Collapse

In the Financial Industry since 1993.

Certifications: 

  • Certified General Accountant (CGA) 1993
  • CERTIFIED FINANCIAL PLANNER® (CFP®) 1998
  • Credential Wealth Consultant 2011 

With a passion for details and numbers, James wanted to be an accountant from a young age. He is proud of earning his CGA designation and all the doors it has opened for him. After working as an accountant for a number of years, James took his passion for finances into the world of financial planning. James takes a personal approach to financial planning, based on trust and integrity. He believes all long-term business relationships should be built on reliability and honesty.

James realized that by helping people plan early on, he could help them prevent problems later in life. Financial planning is an important piece of every individual’s life but is often overlooked. James has seen the benefits of a sound financial plan, and the peace of mind it brings to people. He wants each of his clients to be prepared for anything. “What works for someone else won’t necessarily work for you. That’s why it’s important to go to a professional,” he says. With James, clients can expect to receive ongoing comprehensive financial planning advice with a specialized focus on retirement planning.

James enjoys volunteering in his community. He loves the outdoors and spends time managing a hockey league, and maintaining an ice-rink in his backyard.

James knows the importance of listening carefully to his clients to better understand their needs. This helps him find solutions that fit comfortably into his clients’ lives.

Kevin Gavigan, Investment Specialist, Access Credit Union/Credential Asset Management Inc. Expand/Collapse

In the Financial Industry since 2010.

Certifications: 

  • Branch Managers Examination Course 2011

Kevin’s greatest strength is his ability to listen and understand. This desire to be considerate has carried him across fields of work and across oceans to where he is today. “Everyone has a different story, which I love to hear about,” he states. Kevin’s approach to improving the lives of those he works with, is about making recommendations and providing advice.

Over the course of his career Kevin has worked in many capacities, gaining diverse knowledge including four years as a branch manager with one of the big banks. Kevin’s experience in the financial services sector has equipped him well to deal with all aspects of individuals’ financial plans. One thing he would advise is to prepare for retirement. “Deal with it every day and don’t procrastinate.” From his travels he has also learned the importance of respecting everybody and valuing their views.

Kevin is satisfied if he knows he’s been productive. A full day of work, keeping physically and mentally fit, and spending time with his wife and two boys make it a great day. A long journey has brought Kevin from Ireland to the financial world of southern Manitoba. He looks forward to sharing his culture with the community alongside his growing family.

“Mutual funds provide our members with the ability to pool their funds in a professionally managed portfolio of investments. They can be purchased in a lump sum or gradually over time with a pre-authorized contribution plan.”

Ross McMillan, Wealth Consultant, Access Credit Union/Credential Asset Management Inc. Expand/Collapse

In the Financial Industry since 1994.

Certifications:

  • Bachelor of Commerce (Honours) Degree 1984
  • CERTIFIED FINANCIAL PLANNER® (CFP®) 1999
  • Canadian Investment Manager (CIM) 2007
  • Advanced Estate Planning and Trust Strategies Certificate 2011

Ross has been helping individuals and families achieve their financial planning goals by providing advice on Investment Planning; Insurance Planning; Tax Planning; Retirement Planning; Estate Planning; Intergenerational Wealth Transfer Planning; and Education Savings Planning.

Ross’ broad education base gives him a wealth of knowledge to deliver a sense of confidence and peace of mind to his clients. He strives to view things from the client’s perspective in order to consistently provide wise counsel and excellent service. His secret: “Treat people how you would want to be treated. Act on their behalf.”

By fostering strong client relationships over the course of his career, he is now seeing the next generation of clients coming to him for advice. In his free time, Ross enjoys spending time with his wife and three daughters. Most recently, they hosted an exchange student and explored all the sites and attractions that Manitoba has to offer.

“To be as effective as possible, your plan has to be personalized to your needs and flexible enough to change with you throughout the stages of your life.”

Bill North, Investment Specialist, Access Credit Union/Credential Asset Management Inc. Expand/Collapse

In the Financial Industry since 2007.

Certifications: 

  • Registered Mutual Funds Investment Specialist with Credential Asset Management Inc.
Bill grew up in the Carman area where his family has lived for several generations.  He and his wife moved back to Carman after several years of living and working in Winnipeg and Sanford. It really came down to wanting to raise their 3 kids in a small town.  Bill has been involved with several local boards and volunteers teaching golf and curling to kids in the community.

Bill is passionate about financial planning and being able to help his clients achieve their goals and sleep better at night knowing that they are being taken care of with sound advice.  Asking clients about their goals and concerns and then completing a financial plan that looks at all areas of a client’s finances is the key.  Bill believes that comprehensive financial planning is not a one size fits all and tailors his strategies to fit the needs of all clients, from the novice investor just starting out to the more complex investor.

Community involvement is paramount to Bill and he believes in the importance of giving back to the community where he has lived and worked for most of his life.  When not golfing and curling Bill is an avid fisherman that enjoys family time on the water.

Wil Montgomery, Wealth Consultant, Access Credit Union/Credential Asset Management Inc. Expand/Collapse

In the Financial Industry since 1997.

Certifications:

  • Professional Financial Planning Course 2008
  • CERTIFIED FINANCIAL PLANNER® (CFP®) 2009
  • Wealth Consultant Designation 2011
  • Advanced Retirement Management Strategies 2013

Whether it’s coaching kids in hockey or guiding clients on how to make sound investments, Wil loves helping people reach their goals. He enjoys the opportunity to help clients of every life stage with their specific issues and challenges and seeing them succeed. A commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong financial plan.

“You can’t have one template for everyone,” he says. “ A cornerstone of financial planning is the recognition that everyone’s economic and life situation is unique”. A financial plan must reflect the stage of life its owner is in: whether purchasing a first home, financing a child’s college education or planning for retirement. A plan must reflect its owner’s personal or business situation, and highlight those financial products that best fit it. A custom-tailored financial plan must also be continually reviewed to measure its achievements against stated aims, and ensure the owner is comfortable everything is moving forward according to plan. He keeps the client’s objectives in focus, staying in contact with them throughout the process and making adjustments as economic or lifestyle conditions warrant.

Wil and his family love to spend time outdoors and staying active. He enjoys backpacking through the mountains, and volunteering in his community.

“Your retirement plan should provide direction, clarity and peace of mind. Ask Wil how a retirement plan can benefit you.”

 

Online BankingExpand/Collapse

need help?

Phone

1.800.264.2926 (North America Toll-Free)