Credit Cards

Collabria Credit Card Login

Log in to your Access Credit Union Collabria credit card.

Collabria Account Merger

Our credit card integration is scheduled for late fall 2021. At that time we will be implementing a strategy to replace cards with the new Access Credit Union branding and to consolidate all Access credit card holders on one platform. That means cardholders will all use one MyCardInfo login page with the new Access Credit Union brand. In the meantime your current card will continue to work as usual. Check out the FAQs below. More information will also be sent to you from Collabria Cardholder Services.


QUICK TIP: Print and/or review your credit card statements from July and August to ensure you've noted any recurring bill payments. Once your new card is activated, you'll need to update the card information with the service provider.
Right now you can use the same MyCardInfo URL to access your account. Once we have integrated our accounts we will merge onto a single MyCardInfo profile so there will be one URL for all of Access. If you have a legacy CCCU card your login site will change, and if you are a legacy Access cardholder it will not. We will keep the updated link on the website so you can always find it and we will be sharing more information as we get closer to the integration.
Personal Collabria credit card applications will proceed as normal for legacy Access cardholders.
Legacy CCCU cardholder will need to use the legacy Access microsite to apply for a new credit card. The legacy CCCU microsite will no longer be available to use for credit card applications.
Although we have completed our technical integration there are still a few things we are finishing up. Our Collabria accounts are still separated as legacy CCCU and legacy Access. Integration of these accounts is scheduled for late fall. At that time we will be working to replace CCCU branded cards with newly branded Access cards.
All outstanding balances and points will be transferred to your new card. Your historical record for e-statements will not be available once your new card is activated. If you require these, please download them with your existing MyCardInfo access before activating your new card.
Members will receive a communication from Collabria regarding the migration, specifying that cards will be deactivated effective August 23rd. Please note that this is incorrect. Crosstown Civic cards will be deactivated and unavailable effective September 23rd. Please rest assured that your new card will arrive well in advance of the old card’s deactivation.



Our Collabria credit card suite of products offers six different Mastercard solutions to suit your needs.

Choose from no fee, U.S. dollar, travel, and everything in between.

Plus, earn and redeem points on a variety of credit card products with FlexRewards. With FlexRewards, you get the choice, flexibility, and control of point redemption through travel, gift cards, merchandise, or cash back.

Get the credit card solution you need today.

Cash Back Mastercard
Earn cash rewards for everyday purchases.

  • Annual Fee: None
  • Interest Rate (Purchases): 19.99% Fixed
  • Zero Liability Fraud Protection
  • Earn Cash Rewards
  • Earn Reward Points: 
    • Earn 2 points for every $1 spent on gas purchases
    • Earn 1 point for every $1 spent on entertainment purchases
    • Earn 0.5 points for every $1 spent on all other purchases
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
Centra Gold Mastercard
A perfect balance of premium rewards and low rates.

  • Annual Fee: $50.00
  • Interest Rate (Purchases): 11.99% Fixed
  • Zero Liability Fraud Protection
  • Earn Reward Points: 1 point for every $1 spent on everyday purchases
  • Mobile Device Insurance
  • Purchase Protection & Extended Warranty
Travel Rewards Gold Mastercard
Your on-the-go travel companion.

  • Annual Fee: $99.00
  • Interest Rate (Purchases): 19.99% Fixed
  • Zero Liability Fraud Protection
  • Earn Reward Points: 1 point for every $1 spent of everyday purchases
  • Auto Rental Collision/Loss Insurance
  • Purchase Protection & Extended Warranty
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Protection For Grandchildren Travelling With You
  • 24/7 Travel Assistance
Classic Mastercard
Credit card convenience. Simple, easy, and smart.

  • Annual Fee: None
  • Interest Rate (Purchases): 12.99% Fixed
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
US Dollar Mastercard
Carry the card that's as rewarding as your US travel.

  • Annual Fee: $50.00 USD
  • Interest Rate (Purchases): 19.99% Fixed
  • Zero Liability Fraud Protection
  • Earn Reward Points: 1 point for every $2 USD spent
  • Auto Rental Collision/Loss Insurance
  • Purchase Protection & Extended Warranty
World Mastercard
A wide world of privileges.

  • Annual Fee: $120.00 
  • Interest Rate (Purchases): 20.99% Fixed
  • Zero Liability Fraud Protection
  • Earn Reward Points:
    • Earn 3 points for every $1 spent on grocery purchases
    • Earn 2 points for every $1 spent on dining and entertainment purchases
    • Earn 1 point for every $1 spent on all other purchases
  • Boingo Wi-Fi at 1 million hotspots worldwide
  • Auto Rental Collision/Loss Damage Insurance
  • Purchase Protection & Extended Warranty
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage
  • Protection For Grandchildren Travelling With You
  • 24/7 Travel Assistance

Current Promotions

Check out the latest promotional offers from Collabria

5.9% Balance Transfer Offer
Enjoy a special promotional rate of 5.9% for 6 months on balance transfers to most personal and business cards.
Learn More
Home Improvement Reward Points
Earn 25% more reward points on home improvement purchases.
Learn More
Bonus Reward Points Offer
Earn 4,000 bonus points when opening a select new credit card.
Learn More

Digital Wallets

Making purchases is easier than ever with our Collabria credit cards. No matter which way you pay, you will continue to earn eligible rewards, benefits, and security.


When you use mobile payments, your credit card number is never saved or stored. Instead a token is created, replacing the actual credit card number with a special number for making payments with a one-time use security code. If you ever do have fraud on your card, you're protected with Zero Liability protection.
Apple Pay
Make quick, secure payments using your Collabria credit card on the Apple Pay app.

Apple Pay offers an easy, secure, and private way to pay on iPhone, iPad, Apple Watch, and Mac.

Your credit card can be used to pay on-the-go at merchants who accept contactless payments, in participating apps, and on the web. Apple Pay will provide real-time notifications and details for your purchases when you use Apple Pay on iPhone or iPad.
Google Pay
Load your Collabria credit card to your Android mobile device on the Google Pay app to make quick, secure payments.

Google Pay offers an easy, secure, and convenient way to pay on Android devices.

Collabria credit cards can be used to pay on-the-go at merchants who accept contactless payments, in participating apps, and on the web. Google Pay will provide real-time notifications and details for your purchases when you use Google pay on your Android device.
Samsung Pay
Use your Collabria credit card with your Samsung® device to make quick and secure payments.

Samsung Pay offers the convenience and security of contactless payments by simply hovering your phone or wearable over the merchant's card reader to complete the purchase.

All Collabria Credit Cards can be loaded into the Samsung Pay Wallet by downloading the app from the Apps menu. Samsung Pay uses several layers of security and does not store or share cardholder information.
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