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Service Fees
Account related and other service fees such as cash handling, payment processing, and safety deposit boxes.
Account related fees apply to business and personal accounts.
Updated March 8, 2023.
CARD SERVICES
| Debit Card Replacement | $10.00* |
*Up to 3 per year. $25.00 per card thereafter.
CASH HANDLING FEES
| Cash Deposits |
Free
|
| Cash Withdrawals |
$1.00 per $1,000
(over $10,000)
|
| Coin Deposits & Withdrawals | Free |
CHEQUES
Personal Cheques
| 4 cheques | $6.00 |
| 12 cheques | $12.00 |
| 24 cheques | $14.00 |
| 48 cheques | $27.00 |
| 100 cheques | $32.00 |
Business Cheques
| 12 cheques | $20.00 |
| 50 cheques | $50.00 |
| 100 cheques | $75.00 |
| 200 cheques | $110.00 |
| 500 cheques | $135.00 |
| Wallet | $1.50 |
| Register | $1.50 |
| Binder | $35.00 |
CHEQUE, DEPOSIT AND PAYMENT PROCESSING
| Canadian Official Cheque | $5.00 |
| Non-Sufficient Funds (NSF) | $45.00 |
| Automatic Transfer to Cover Overdraft | $3.00 |
| Unauthorized Overdraft | $5.00 per item 21% interest charge |
| Stop Payment | $10.00 |
CLOSING ACCOUNTS
| Accounts Closed Within 90 Days | $10.00 |
IN-BRANCH BILL PAYMENTS
| Bill Payment** | $1.00 |
**Not included in monthly package benefits. Collabria credit card payments and federal/provincial government agency payments waived.
INTERAC E-TRANSFER®
| Send | $1.00 |
| Receive | FREE |
| Cancel | FREE |
| Request Money | $1.00 |
NIGHT DEPOSIT SERVICES
| Key Replacement | $25 + GST |
| Additional Key | $12.50 + GST |
| Night Depository Envelopes (100) | $15 + GST |
| Disposable Night Depository Bags (100) | $20 + GST |
| Disposable Night Depository Bags (500) | $80 + GST |
| Reusable Night Depository Bags | FREE |
REGISTERED ACCOUNTS (RRSP, RRIF, TFSA, RESP)
| TFSA Variable Account Withdrawals | 2 free/month; $1.25/additional |
| RRSP/RRIF/TFSA/RESP Transfer Out | $75* |
| RESP Partial Transfer Out Fee | $195 + GST |
| Duplicate Tax Receipt Request | $5 |
| Specialized Estate Assistance Fee |
$275/hour + GST
(1 hr min.)
|
| T3 Preparation/Return Filing Fee |
$275/hour + GST
(1 hr min.)
|
| Early term redemption penalties** |
Accrued interest (in 1st year)
1% interest adjustment (in subsequent years)
|
*One fee per cheque issued. No charge if transferred to Access Credit Union Credential Rep, AcceleRate Financial, or Hubert Financial.
**Applicable to both registered and non-registered term deposits. Early redemption is subject to credit union and/or regulatory approval.
SAFETY DEPOSIT BOX ANNUAL RENTAL
Available box sizes may vary based on location. See your local branch for details.
Services fees listed below are new for legacy Sunova members and effective January 1, 2023.
| Box Size | Annual Rental Fee (+ GST) |
| 1.5 x 5 | $25 |
| 2 x 5 | $25 |
| 2.5 x 5 | $30 |
| 3 x 5 | $30 |
| 3.5 x 5 | $35 |
| 3.25 x 5 | $35 |
| 4.13 x 5 | $40 |
| 5 x 5 | $40 |
| 2.5 x 10 | $75 |
| 2.5 x 11 | $75 |
| 3 x 10 | $75 |
| 3.5 x 10 | $75 |
| 8.5 x 4.25 | $75 |
| 5 x 10 | $80 |
| 4 x 11.5 | $140 |
| 6 x 11.5 | $140 |
| 4.25 x 13 | $140 |
| 10 x 10 | $175 |
| 8 x 11.5 | $175 |
SAFESTORE DEPOSIT BOX ANNUAL RENTAL
Available only at the Leila, Oakbank, and Riverbend branches.
| Box Size | Annual Rental Fee (+ GST) |
| 1.93 X 12.80 X 9.25 | $60.00 |
| 3.27 X 12.80 X 9.25 | $100.00 |
| 4.65 X 12.80 X 9.25 | $150.00 |
| 7.32 X 12.80X 9.25 | $200.00 |
WIRE FUNDS TRANSFER
| Wire Transfer - Incoming | $5.00* |
| Wire Transfer - Outgoing Canadian FI | $15.00* |
| Wire Transfer - Outgoing US FI | $30.00* |
| Wire Transfer - Outgoing International FI | $30.00* |
| Wire Trace/Recall Requests - Domestic | $25.00 |
| Wire Trace/Recall Requests - International | $30.00 |
| Returned Wire | $25.00* |
*Additional fees from service providers may apply and will be charged at cost.
FOREIGN CURRENCY (OTHER THAN USD)
| Buying Foreign Currency | $10 |
| Selling Foreign Currency | $10 |
| Settlement Of Foreign Cheques* | $3 |
*Additional fees from service providers may apply and will be charged at cost.
Last updated March 8, 2023