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Saving
Where you need us to be, now and into your future
Whether you’re saving for something big or small, building on your income, or simply just planning ahead, we’ve got a savings plan that fits your needs.
Grow
A beginner’s account with incentives to help kids learn how to start saving.
- Designed for members aged 0 to 15
- No monthly fee
- Unlimited transactions
Plan 24
A handy savings account for your simple transactional needs.
- A basic savings account that allows you to save at your own pace
- 5 free withdrawals per month
- Low transaction fees
If you're an Access member you can open a new Plan 24 Savings account by logging into online banking.
Platinum
Tiered savings rates, best suited for larger, long-term savings goals.
- Great for long-term saving
- The higher the balance, the higher the rate of return
- Includes 1 free withdrawal per month
If you're an Access member you can open a new Platinum account by logging into online banking.
Premium
High interest savings account.
- The flexibility of a basic savings account plus exceptional interest rate
- High returns on deposits without locking them in to a term
- Includes 2 free withdrawals per month
If you're an Access member you can open a new Investment Savings account by logging into online banking.
Ability Savings
Easy, no-fee banking for members who may need a bit more financial freedom.
- No monthly fee
- No transaction fees
- No age requirement
- Can be set up with or without guardianship
U.S. Dollar
Save funds in US Dollars.
- No monthly fee
- No minimum balance required
- Interest earned is paid in U.S. dollars
Grow Savings*
| Eligibility | 0-15* |
| Monthly Fee | Free |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
| In-Branch Withdrawals | Free |
| In-Branch Bill Payments | N/A |
| Cheque Clearing | Free |
| Electronic Transfers | Free |
| Online Bill Payments | N/A |
| INTERAC® e-Transfers |
Free |
| MB CU ATM Access | Free |
| Debit Card Purchases | Free |
Additional Benefits:
- Special interest rate on first $2000 deposited.
*A parent/guardian signor may be required. See your branch for more details.
Plan 24
| Monthly Fee | $0.00 |
| Tiered Interest | N/A |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
| In-Branch Withdrawals | $0.50 |
| In-Branch Bill Payments | $1.00 |
| Cheque Clearing | N/A |
| Electronic Transfers | $0.50 |
| Online Bill Payments | $0.50 |
| Telephone Bill Payments | $0.50 |
| INTERAC® e-Transfers |
$1.00 |
| MB CU ATM Access | $0.50 |
| Debit Card Purchases | $0.50 |
Additional Benefits:
- Five free withdrawals per month (cheques, bill payments, electronic and cash withdrawals, debit card purchases, MB ATM transactions)
Platinum
| Balance | Rate |
| $0 - $99,999 | 0.90% |
| $100,000 - $249,999 | 1.05% |
| $250,000 and over | 1.20% |
Note: Interest rates are subject to change without notice at any time.
| Monthly Fee | $0.00 |
| Tiered Interest | see above |
| Interest Calculated | Monthly |
| Interest Paid | Monthly |
| In-Branch Withdrawals | $1.50 |
| In-Branch Bill Payments | $1.00 |
| Cheque Clearing | N/A |
| Electronic Transfers | $1.25 |
| Online Bill Payments | $1.25 |
| Telephone Bill Payments | $1.25 |
| INTERAC® e-Transfers |
$1.00 |
| MB CU ATM Access | $1.25 |
| Debit Card Purchases | $1.25 |
Premium
| Monthly Fee | $0.00 |
| Tiered Interest | N/A |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
| In-Branch Withdrawals | $1.50 |
| In-Branch Bill Payments | $1.00 |
| Cheque Clearing | N/A |
| Electronic Transfers | $1.25 |
| Online Bill Payments | $1.25 |
| Telephone Bill Payments | $1.25 |
| INTERAC® e-Transfers |
$1.00 |
| MB CU ATM Access | $1.25 |
| Debit Card Purchases | $1.25 |
Additional Benefits:
Two free withdrawals per month (cheques, bill payments, electronic and cash withdrawals, debit card purchases, MB ATM transactions).
Ability Savings
At Access Credit Union, we support all members of all abilities. We believe that every member deserves an account and an experience that fits their needs.
This is why we are pleased to introduce our new Ability accounts, which aim to make easy, no-fee banking accessible to our members with special abilities who may need a bit more financial freedom.
Those who qualify for the disability tax credit are eligible for the Ability chequing and savings account.
Talk to your local branch about setting yourself or your loved one up with an Ability account today.
| Monthly Fee | $0.00 |
| Tiered Interest | N/A |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
| In-Branch Withdrawals | $0.00 |
| In-Branch Bill Payments | $0.00 |
| Cheque Clearing | N/A |
| Electronic Transfers | $0.00 |
| Online Bill Payments | $0.00 |
| Telephone Bill Payments | $0.00 |
| INTERAC® e-Transfers |
$0.00 |
| MB CU ATM Access | $0.00 |
| Debit Card Purchases | $0.00 |
USD Savings
| Monthly Fee | $0.00 |
| Tiered Interest | N/A |
| Interest Calculated | Daily |
| Interest Paid | Monthly |
| In-Branch Withdrawals | $1.50 |
| In-Branch Bill Payments | N/A |
| Cheque Clearing | N/A |
| Electronic Transfers | $1.25 |
| Online Bill Payments | N/A |
| Telephone Bill Payments | N/A |
| INTERAC® e-Transfers |
N/A |
| MB CU ATM Access | N/A |
| Debit Card Purchases | N/A |
Additional Benefit(s):
Interest paid in USD