Access Credit Union

Where you need us to be, now and into your future

Whether you’re saving for something big or small, building on your income, or simply just planning ahead, we’ve got a savings plan that fits your needs.

PLUS:

All deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

>> See our Service Fees.

Grow

A beginner’s account with incentives to help kids learn how to start saving.

Designed for members aged 0 to 15
No monthly fee
Unlimited transactions

More Details New to Access? Join Here.

Plan 24

A handy savings account for your simple transactional needs.

A basic savings account that allows you to save at your own pace
5 free withdrawals per month
Low transaction fees

If you're an Access member you can open a new Plan 24 Savings account by logging into online banking.

More Details New to Access? Join Here.

Platinum

Tiered savings rates, best suited for larger, long-term savings goals.

Great for long-term saving
The higher the balance, the higher the rate of return
Includes 1 free withdrawal per month

If you're an Access member you can open a new Platinum account by logging into online banking.

More Details New to Access? Join Here.

Premium

High interest savings account.

The flexibility of a basic savings account plus exceptional interest rate
High returns on deposits without locking them in to a term
Includes 2 free withdrawals per month

If you're an Access member you can open a new Investment Savings account by logging into online banking.

More Details New to Access? Join Here.

Ability Savings

Easy, no-fee banking for members who may need a bit more financial freedom.

No monthly fee
No transaction fees
No age requirement
Can be set up with or without guardianship

More Details Find a Branch

U.S. Dollar

Save funds in US Dollars.

No monthly fee
No minimum balance required
Interest earned is paid in U.S. dollars

More Details New to Access? Join Here.

Eligibility	0-15*
Monthly Fee	Free
Interest Calculated	Daily
Interest Paid	Monthly
In-Branch Withdrawals	Free
In-Branch Bill Payments	N/A
Cheque Clearing	Free
Electronic Transfers	Free
Online Bill Payments	N/A
INTERAC® e-Transfers	Free
MB CU ATM Access	Free
Debit Card Purchases	Free

Additional Benefits:

Special interest rate on first $2000 deposited.

*A parent/guardian signor may be required. See your branch for more details.

Monthly Fee	$0.00
Tiered Interest	N/A
Interest Calculated	Daily
Interest Paid	Monthly
In-Branch Withdrawals	$0.50
In-Branch Bill Payments	$1.00
Cheque Clearing	N/A
Electronic Transfers	$0.50
Online Bill Payments	$0.50
Telephone Bill Payments	$0.50
INTERAC® e-Transfers	$1.00
MB CU ATM Access	$0.50
Debit Card Purchases	$0.50

Additional Benefits:

Five free withdrawals per month (cheques, bill payments, electronic and cash withdrawals, debit card purchases, MB ATM transactions)

Balance	Rate
$0 - $99,999	1.00%
$100,000 - $249,999	1.15%
$250,000 and over	1.30%

Note: Interest rates are subject to change without notice at any time.

Monthly Fee	$0.00
Tiered Interest	see above
Interest Calculated	Monthly
Interest Paid	Monthly
In-Branch Withdrawals	$1.50
In-Branch Bill Payments	$1.00
Cheque Clearing	N/A
Electronic Transfers	$1.25
Online Bill Payments	$1.25
Telephone Bill Payments	$1.25
INTERAC® e-Transfers	$1.00
MB CU ATM Access	$1.25
Debit Card Purchases	$1.25

Additional Benefits:

One free withdrawal per month (cheques, bill payments, electronic and cash withdrawals, debit card purchases, MB ATM transactions).

Monthly Fee	$0.00
Tiered Interest	N/A
Interest Calculated	Daily
Interest Paid	Monthly
In-Branch Withdrawals	$1.50
In-Branch Bill Payments	$1.00
Cheque Clearing	N/A
Electronic Transfers	$1.25
Online Bill Payments	$1.25
Telephone Bill Payments	$1.25
INTERAC® e-Transfers	$1.00
MB CU ATM Access	$1.25
Debit Card Purchases	$1.25

Additional Benefits:

Two free withdrawals per month (cheques, bill payments, electronic and cash withdrawals, debit card purchases, MB ATM transactions).

At Access Credit Union, we support all members of all abilities. We believe that every member deserves an account and an experience that fits their needs.

This is why we are pleased to introduce our new Ability accounts, which aim to make easy, no-fee banking accessible to our members with special abilities who may need a bit more financial freedom.

Those who qualify for the disability tax credit are eligible for the Ability chequing and savings account.

Talk to your local branch about setting yourself or your loved one up with an Ability account today.

Monthly Fee	$0.00
Tiered Interest	N/A
Interest Calculated	Daily
Interest Paid	Monthly
In-Branch Withdrawals	$0.00
In-Branch Bill Payments	$0.00
Cheque Clearing	N/A
Electronic Transfers	$0.00
Online Bill Payments	$0.00
Telephone Bill Payments	$0.00
INTERAC® e-Transfers	$0.00
MB CU ATM Access	$0.00
Debit Card Purchases	$0.00

Monthly Fee	$0.00
Tiered Interest	N/A
Interest Calculated	Daily
Interest Paid	Monthly
In-Branch Withdrawals	$1.50
In-Branch Bill Payments	N/A
Cheque Clearing	N/A
Electronic Transfers	$1.25
Online Bill Payments	N/A
Telephone Bill Payments	N/A
INTERAC® e-Transfers	N/A
MB CU ATM Access	N/A
Debit Card Purchases	N/A