Ability Savings

Financial Security on Your Own Terms

At Access Credit Union, we support all members of all abilities. We believe that every member deserves an account and an experience that fits their needs.

This is why we are pleased to introduce our new Ability accounts, which aim to make easy, no-fee banking accessible to our members with disabilities who may need a bit more financial freedom.

Those who qualify for the disability tax credit are eligible for the Ability chequing and savings account.

Talk to your local branch about setting yourself or your loved one up with an Ability account today.




Account Feature Fee
Eligibility  Must qualify for Disability Tax Credit or CPP Disability benefits
Monthly Fee $0.00
Interest Calculated
Daily
Interest Paid Monthly
# of Free Withdrawals Monthly  Unlimited
# of Free INTERAC® e-Transfers Monthly  Unlimited
In-Branch Withdrawals/Transfers $0.00
In-Branch Bill Payments* $0.00
Cheque Clearing N/A
External Withdrawal  $0.00
Online/Telephone Bill Payments $0.00
INTERAC® e-Transfers
$0.00
MB CU ATM Access $0.00
Debit Card Purchases $0.00



Account Details


  • Eligibility: members must receive the Disability Tax Credit or receive CPP Disability benefits.
    • 1 account per membership.
  • Transactions included in free monthly withdrawals:
    • Online bill payments
    • External withdrawals
    • Debit card purchases
    • In-branch cash withdrawals and transfers
    • Pre-authorized transactions to pay CU loans
  • Transactions not included:
    • In-branch bill payments
    • ATM withdrawals outside Canada.

In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.


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