Access Credit Union - Credential Financial Strategies Inc.

Preparing to pass on crucial leadership roles within your business? Planning to transfer your personal wealth to a loved one?

Succession and estate planning is one of the most important and challenging milestones you can face. Aviso Insurance servicing the members of Access Credit Union can help you to develop a well-thought-out plan that provides a seamless transition. This will help ensure your succession goals are met while preserving the financial well-being of your beneficiaries and maintaining family harmony.

We also specialize in developing a personal strategy to grow and protect your wealth, maximize wealth distributions and minimize taxes.

Call 1.800.264.2926 to book your no-obligation consultation appointment today.

Firdows Sherzoi

CFP® – Insurance & Investment Advisor

Aviso Wealth

Aviso Insurance

Cheryl Kirschman

RIS - Wealth Advisor

Access Credit Union

Aviso Wealth

Charlene Fitkowsky

RIS - Wealth Advisor

Access Credit Union

Aviso Wealth

As a Certified Financial Planner, Firdows provides in-depth financial planning and advice tailored to the needs and goals of each individual member and their families, while ensuring they are receiving the highest-level customer service.

Firdows builds on establishing trusted relationships with his members. His goals are to see their goals met by providing the right advice and implementing a plan which will get them ahead.

Areas of expertise: Retirement Planning, Tax Planning, Investment Planning, Insurance and Estate Planning
Credentials: Certified Financial Planner (CFP™)
Spoken languages: English, Persian

Cheryl has worked in the financial industry since 2006. She is currently an Investment Advisor at Aviso Wealth and has been helping credit union members with their full-service investing needs for many years.

While Cheryl’s main goal is to help members lower their anxiety and stress around money and their financial future, her expertise and focus is broad, having a wide range of knowledge in the areas of financial literacy, retirement and estate planning, registered plans, investment advice, and pension transfers. Cheryl’s favourite part of her job is hearing her clients say: “I feel so much better about my finances now!”

Areas of expertise: Financial Literacy, Retirement Planning, Estate Planning, Pension Transfers, RRSP/RRIFs, TFSAs, RESPs, RDSPs, & Investment Advice (Mutual Funds, Stocks, Bonds, & ETFs)

Credentials: Certificate in Financial Services Advice (CFSA), Responsible Investment Specialist (RIS)

Spoken languages: English

Know Your Advisor: CIRO Advisor Report

Charlene’s career began in 1987, having worked a variety of roles in the industry, eventually landing and settling in the credit union system. Before taking on her role in Wealth Management, Charlene was the inaugural Manager of our Pinawa branch, taking it from infancy to success.

In her role today, Charlene’s approach is to keep it simple, put herself in her member’s shoes, and help them take the time to truly understand their finances. Simply put, Charlene loves helping people reach their goals and guide them through life changes, like marriage and raising a family.

Areas of expertise: Mutual Funds

Credentials: Financial Management Advisor (FMA), Fellow of Canadian Securities Institute (FCSI®), Responsible Investment Specialist (RIS)

Spoken languages: English