Access Credit Union - Interest Rates

Rates

1-Year GIC**

RATE SPECIAL

3.60

5-Year GIC**

RATE SPECIAL

3.75

*Special promotional rates do not qualify for additional rate enhancements.
**Guaranteed Investment Certificate (GIC)

US Exchange

Members Buy

1.4299

US Exchange

Members Sell

1.3899

Euro Exchange

Members Buy

1.7099

Euro Exchange

Members Sell

1.5414

*Rates subject to change based on the date of order. Some fees may apply. Please see your local branch for details.

For U.S. exchange rates on funds exceeding $10,000, please contact us.

Savings Accounts	Rates
Daily Savings	0.10%
Platinum Savings $0 - $99,999 $100,000 - $249,999 $250,000 and over	1.65% 1.70% 2.25%
Premium Savings	0.90%
Grow Savings $0 - $2,000 $2,001+	2.90% 0.40%
Ability Savings	0.10%
USD Daily Savings	0.25%

Daily, Grow, and Ability Savings interest calculated on your closing daily balance, paid monthly. Platinum Savings interest calculated on your minimum monthly balance, paid monthly. Premium Savings interest calculated on your closing daily balance, paid monthly.

Mortgages	Rates
1 Year Fixed	4.99%
2 Year Fixed	4.49%
3 Year Fixed	4.19%
4 Year Fixed	4.19%
5 Year Fixed	4.29%
Variable Open (Prime)	4.45%
Variable Closed (Prime - 1.00%)	3.45%

Term Deposits*	Rates
GIC 12 Months	3.60%
GIC 18 Months	3.55%
GIC 24 Months	3.55%
GIC 30 Months	3.55%
GIC 36 Months	3.60%
GIC 42 Months	3.60%
GIC 48 Months	3.65%
GIC 54 Months	3.65%
GIC 60 Months	3.75%

*GIC interest calculated daily, paid annually on anniversary date.

TFSA*	Rates
TFSA Variable	2.30%
TFSA 12 Months	3.60%
TFSA 18 Months	3.55%
TFSA 24 Months	3.55%
TFSA 30 Months	3.55%
TFSA 36 Months	3.60%
TFSA 42 Months	3.60%
TFSA 48 Months	3.65%
TFSA 54 Months	3.65%
TFSA 60 Months	3.75%

* Tax-free savings account (TFSA) term interest calculated daily, paid annually on anniversary date.

TFSA variable interest paid semi-annually.

RRSP*	Rates
RRSP Variable	2.30%
RRSP 12 Months	3.60%
RRSP 18 Months	3.55%
RRSP 24 Months	3.55%
RRSP 30 Months	3.55%
RRSP 36 Months	3.60%
RRSP 42 Months	3.60%
RRSP 48 Months	3.65%
RRSP 54 Months	3.65%
RRSP 60 Months	3.75%

* Registered Retirement Savings Plan (RRSP) term interest calculated daily, paid annually on anniversary date.

RRSP variable interest paid semi-annually.

FHSA*	Rates
FHSA Variable	2.30%
FHSA 12 Months	3.60%
FHSA 18 Months	3.55%
FHSA 24 Months	3.55%
FHSA 30 Months	3.55%
FHSA 36 Months	3.60%
FHSA 42 Months	3.60%
FHSA 48 Months	3.65%
FHSA 54 Months	3.65%
FHSA 60 Months	3.75%

* First Home Savings Account (FHSA) term interest calculated daily, paid annually on anniversary date.

FHSA variable interest paid semi-annually.

Savings Accounts	Rates
Business Daily Savings	0.10%
Business Platinum Savings $0 - $99,999 $100,000 - $249,999 $250,000 and over	1.40% 1.45% 2.00%
Business Premium Savings	0.55%
USD Business Daily Savings	0.25%
AgriInvest Savings	1.45%

Daily Savings interest calculated on your closing daily balance, paid monthly. Platinum Savings interest calculated on your minimum monthly balance, paid monthly. Premium Savings interest calculated on your closing daily balance, paid monthly. Agri Invest interest calculated on your closing daily balance, paid monthly.

Rates

Browse by rate type:

Daily exchange rates:

Personal Accounts

Residential Mortgage Rates

Deposit Accounts

Business Accounts