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Rates

*Rates subject to change.



Daily exchange rates:

Exchange rates are subject to change without notice at any time.
Rates were last updated September 27, 2022.

US Exchange

Members Buy

US Exchange

Members Sell

Euro Exchange

Members Buy

Euro Exchange

Members Sell

Personal Accounts

Interest rates are subject to change without notice at any time.
Rates were last updated September 19th, 2022. 

Chequing Accounts

Rates

Pay as You Go Chequing
0.00%
All-In-One Chequing
$0 - $4,999
$5,000 - $24,999
$25,000 - $59,999
$60,000 and over

0.05%
0.05%
0.10%
0.15%
Basic Plus Chequing
0.00%
Green Chequing
0.00%
Unlimited Chequing 0.00%
Grow Chequing 0.00%
Gold Chequing
0.00%
USD Chequing
0.00%

Chequing account interest is calculated daily and paid monthly.

 Savings Accounts

Rates

Daily Savings
0.10%
Platinum Savings
$0 - $99,999
$100,000 - $249,999
$250,000 and over

2.80%
2.85%
3.00%
Premium Savings
2.05%
USD Daily Savings
0.10%

Daily Savings interest calculated on your closing daily balance, paid monthly. Platinum Savings interest calculated on your minimum monthly balance, paid monthly. Premium Savings interest calculated on your closing daily balance, paid monthly.

Residential Mortgage Rates

Interest rates are subject to change without notice at any time.
Rates were last updated September 19, 2022.

For Business lending rates, please contact your Business Account Manager, local branch, or our Member Solutions Centre at 1.800.264.2926.
1 Year
4.69%
2 Year
4.99%
3 Year 5.09%
4 Year 5.39%
5 Year
5.59%
Variable Open
5.45%
Variable Closed
4.60%

Investment Accounts

Interest rates are subject to change without notice at any time. 
Rates were last updated September 19, 2022.

Term Deposits*

Rates

GIC 12 Months
4.25%
GIC 18 Months
4.25%
GIC 24 Months
4.40%
GIC 30 Months 4.40%
GIC 36 Months 4.55%
GIC 42 Months
4.55%
GIC 48 Months
4.75%
GIC 54 Months 4.75%
GIC 60 Months 5.00%

GIC interest paid annually on anniversary date.


TFSA

Rates

TFSA Variable
3.00%
TFSA 12 Months 4.25%
TFSA 18 Months 
4.25%
TFSA 24 Months 
4.40%
TFSA 30 Months 4.40%
TFSA 36 Months  4.55%
TFSA 42 Months 4.55%
TFSA 48 Months 4.75%
TFSA 54 Months 4.75%
TFSA 60 Months
5.00%

TFSA term interest paid annually on anniversary date.
TFSA variable interest paid semi-annually.

RSP

Rates

RRSP Variable
3.00%
RRSP 12 Months 4.25%
RRSP 18 Months 
4.25%
RRSP 24 Months 
4.40%
RRSP 30 Months 4.40%
RRSP 36 Months  4.55%
RRSP 42 Months 4.55%
RRSP 48 Months 4.75%
RRSP 54 Months 4.75%
RRSP 60 Months
5.00%

RRSP term interest paid annually on anniversary date.
RRSP variable interest paid semi-annually.

Business Accounts

Interest rates are subject to change without notice at any time.
Rates were last updated September 19, 2022.

 Savings Accounts

Rates

Business Daily Savings
0.10%
Business Platinum Savings
$0 - $99,999
$100,000 - $249,999
$250,000 and over

2.45%
2.50%
2.55%
Business Premium Savings
1.70%
AgriInvest Savings
2.40%

Daily Savings interest calculated on your closing daily balance, paid monthly. Platinum Savings interest calculated on your minimum monthly balance, paid monthly. Premium Savings interest calculated on your closing daily balance, paid monthly. Agri Invest interest calculated on your closing daily balance, paid monthly.


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