Exchange rates are subject to change without notice at any time.
Rates were last updated May 19, 2022.
US Exchange
Members Buy
US Exchange
Members Sell
Euro Exchange
Members Buy
Euro Exchange
Members Sell
Personal Accounts
Interest rates are subject to change without notice at any time.
Rates were last updated April 14, 2022.
Chequing Accounts
Rates
Pay as You Go Chequing
0.00%
All-In-One Chequing
$0 - $4,999
$5,000 - $24,999
$25,000 - $59,999
$60,000 and over
0.05%
0.05%
0.10%
0.15%
Basic Plus Chequing
0.00%
Green Chequing
0.00%
Unlimited Chequing
0.00%
Grow Chequing
0.05%
Gold Chequing
0.00%
USD Chequing
0.00%
Chequing account interest is calculated daily and paid monthly.
Savings Accounts
Rates
Plan 24
0.10%
Platinum Savings
$0 - $99,999
$100,000 - $249,999
$250,000 and over
1.45%
1.60%
1.75%
Premium Savings
1.05%
USD Daily Savings
0.10%
Plan 24 interest calculated on your closing daily balance, paid monthly. Platinum Savings interest calculated on your minimum monthly balance, paid monthly. Premium Savings interest calculated on your closing daily balance, paid monthly.
Residential Mortgage Rates
Interest rates are subject to change without notice at any time.
Rates were last updated May 6, 2022.
For Business lending rates, please contact your Business Account Manager, local branch, or our Member Solutions Centre at 1.800.264.2926.
1 Year
3.50%
2 Year
3.75%
3 Year
3.90%
4 Year
4.10%
5 Year
4.35%
Variable Open
3.20%
Variable Closed
2.35%
Investment Accounts
Interest rates are subject to change without notice at any time.
Rates were last updated May 6, 2022.
Term Deposits*
Rates
GIC 12 Months
3.20%
GIC 18 Months
3.20%
GIC 24 Months
3.30%
GIC 30 Months
3.30%
GIC 36 Months
3.60%
GIC 42 Months
3.60%
GIC 48 Months
3.90%
GIC 54 Months
3.90%
GIC 60 Months
4.10%
GIC interest paid annually on anniversary date.
TFSA
Rates
TFSA Variable
1.75%
TFSA 12 Months
3.20%
TFSA 18 Months
3.20%
TFSA 24 Months
3.30%
TFSA 30 Months
3.30%
TFSA 36 Months
3.60%
TFSA 42 Months
3.60%
TFSA 48 Months
3.90%
TFSA 54 Months
3.90%
TFSA 60 Months
4.10%
TFSA term interest paid annually on anniversary date.
TFSA variable interest paid semi-annually.
RSP
Rates
RRSP Variable
1.75%
RRSP 12 Months
3.20%
RRSP 18 Months
3.20%
RRSP 24 Months
3.30%
RRSP 30 Months
3.30%
RRSP 36 Months
3.60%
RRSP 42 Months
3.60%
RRSP 48 Months
3.90%
RRSP 54 Months
3.90%
RRSP 60 Months
4.10%
RRSP term interest paid annually on anniversary date.
RRSP variable interest paid semi-annually.
Business Accounts
Interest rates are subject to change without notice at any time.
Rates were last updated April 14, 2022.
Savings Accounts
Rates
Business Plan 24
0.10%
Business Platinum Savings
$0 - $99,999
$100,000 - $249,999
$250,000 and over
1.15%
1.20%
1.30%
Business Premium Savings
0.70%
AgriInvest Savings
1.35%
Non-Profit Plan 24
0.10%
Plan 24 interest calculated on your closing daily balance, paid monthly. Platinum Savings interest calculated on your minimum monthly balance, paid monthly. Premium Savings interest calculated on your closing daily balance, paid monthly. Agri Invest interest calculated on your closing daily balance, paid semi-monthly. Non-Profit Plan 24 interest calculated on your closing daily balance, paid semi-annually.
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