Picture yourself in a sunny destination sitting by the pool watching your family swimming and having fun, then all of the sudden, it happens, what you dreaded most - one of your children is hurt and needs medical attention. The problem - you are a long way from home and you didn't buy travel insurance.
Stories like this happen all around the world, every day, costing thousands of dollars and cutting vacations short. Protect yourself with the CUMIS Travel Insurance Program.
Whether you are still in school, well into retirement, a world traveller, or off on a quick weekend escape, there is no reason to take a break from coverage.
Visit CUMIS.com for details on the plans offered. Purchasing the coverage couldn't be easier - select your plan and call 1-877-885-2847.
Relax. You're covered. The CUMIS Travel Insurance Program offers you:
With the CUMIS Travel Insurance Program you can enjoy your vacation without worrying about medical bills or the cost of an interrupted trip. Up to $5 million in out-of-province coverage for emergency hospital and doctor visits.
The most unique feature about the CUMIS Travel Insurance Program is the way our rates are calculated. Your rate is based on where you plan to travel, the duration of your trip, and your age, with some plans as low as $2 a day, regardless of whether you are traveling for business, pleasure, or studies. And you can begin coverage as soon as you need it - even today.
- Comprehensive Medical Support. 24/7 access to emergency assistance, anywhere in the world from a multi-lingual staff
- Excellent Benefits like transportation home when medically required, emergency dental coverage, and access to a medical professional who can coordinate your medical care
- Expansive Coordination of benefits with Government Health Insurance plans and other insurance providers
The CUMIS Travel Insurance Program is underwritten by Co-operators Life Insurance Company and administered by TIC Travel Insurance Coordinators Ltd., a leading travel insurance provider. With on-staff physicians and a team of multi-lingual claims professionals, TIC takes pride in providing superb member service when you need it most. Trust us, wherever you go.
Why Take the Risk?
Chances are, your home is your single greatest investment. In the event of unexpected illness or injury or your death, could you or your family continue to make mortgage payments without affecting the assets you've worked so hard to achieve?
Mortgage Life Insurance is designed for today's homeowner. You simply choose the amount of coverage you desire (not to exceed the amount of your mortgage). In the event of your death, Mortgage Life coverage may help pay off your mortgage.*
Coverage remains in effect throughout the term of your mortgage, for up to 30 years, or to your 75th birthday - whichever comes first.
Mortgage Disability Insurance works in tandem with our Mortgage Life product to deliver maximum protection. Mortgage Disability Insurance, available to credit union members, covers your mortgage payments. The total cost can be considerably less money per day than you probably spend on lunch or your daily coffee order.
Following the first 60 days of disability, your mortgage payments may be paid up to a maximum of $3,000 per month, with a $72,000 maximum lifetime benefit.*
Apply for Mortgage Life and Disability Insurance at any time during the mortgage application process or while you have a mortgage.
*This is a general description and outline only of the mortgage insurance products. Limitations, exclusions, and eligibility requirements apply to this product. This product may not pay off your mortgage obligation.
Who will make your loan payments if you can't?
That's a worry you won't have to face with Payment Protection (credit insurance) available on your consumer loans. If you die or become disabled, your loan may be reduced or paid off, or your monthly payments may be made for you.
Payment Protection in connection with your loan helps provide dependable protection against the unexpected.*
Credit life insurance on your loan is designed to help reduce or eliminate your outstanding balance in the event of your death, and disability coverage can help make your monthly loan payment if you cannot work due to a covered illness or injury.
See your Personal Account Manager for more details about coverage and costs.
*This is a general description and outline only of the line of personal loan insurance products. Limitations, exclusions, and eligibility requirements apply.