Please note that all Access Credit Union apps were upgraded to version 19.3.0 effective October 8, 2025. The planned release of Multi-Factor Authentication (MFA) has been delayed due to unforeseen technical issues. Please watch for further updates.
During the Canada Post service disruption, mail from Access Credit Union may be delayed. Learn More.
Note: Interest rates are subject to change without notice at any time.
Interest is calculated at the minimum monthly balance. The best time to transfer funds to and from Platinum Savings is the 1st of every month, in the morning. The minimum monthly balance calculation occurs at the end of the day.
Service
Fee
Monthly Fee
$0.00
Tiered Interest
see above
Interest Calculated
Monthly
Interest Paid
Monthly
In-Branch Withdrawals
$1.75
In-Branch Bill Payments*
$1.25
Cheque Clearing
N/A
Electronic Transfers
$1.50
Online Bill Payments
$1.50
Telephone Bill Payments
$1.50
INTERAC® e-Transfers
$1.00
MB CU ATM Access
$0.00
Debit Card Purchases
$1.50
Additional Benefits:
- One free withdrawal per month (cheques, online bill payments, electronic and cash withdrawals, debit card purchases).
*Not included in monthly package benefits. Collabria credit card payments and federal/provincial government agency payments waived.