Best suited for businesses with a moderate number of monthly transactions that want included activity and a manageable monthly fee.
Account Feature
Fee
Eligibility
N/A
Monthly Service Fee
$20
Exemption Balance
$80,000
# of Free Withdrawals Monthly
40
# of Free INTERAC® e-Transfers
10
Other Features
N/A
In-Branch Withdrawals/Transfers
$1.00
In-Branch Bill Payments
$1.50
Cheque Clearing
$0.90
External Withdrawals
$0.90
Online/Telephone Banking Transfers
$0.00
Online/Telephone Banking Bill Payments
$0.90
Debit Card Purchases
$0.90
Account Details
Members who maintain a balance of at least $80,000 for the entire calendar month will have their monthly fee refunded.
If the balance falls below the balance at any time during the month, the account will be charged.
The exemption balance only applies to the monthly service fee, not all service charges incurred during that month.
Transactions included in free monthly withdrawals:
Cheque clearing
Online bill payments
External withdrawals
Debit card purchases
In-branch cash withdrawals and transfers
Pre-authorized transactions to pay CU loans
Transactions not included:
In-branch bill payments
ATM withdrawals outside Canada
In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.