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During the Canada Post service distruption, mail from Access Credit Union may be delayed. Learn More.

NEW APP FEATURE: Effective October 8, 2025, both Android and iOS apps will be upgraded to new versions that include mandatory multi-factor authentication. Find out how to prepare.

HOLIDAY CLOSURE: All branches and contact centres will be closed on Saturday, October 11 and Monday, October 13.

Ability Chequing


At Access Credit Union, we support all members of all abilities. We believe that every member deserves an account and an experience that fits their needs.

This is why we are pleased to introduce our new Ability accounts, which aim to make easy, no-fee banking accessible to our members with special abilities who may need a bit more financial freedom.

Those who qualify for the disability tax credit/CPP disability are eligible for the Ability chequing and savings account.

Talk to your local branch about setting yourself or your loved one up with an Ability account today.

     Service Fee      
Monthly Fee $0.00
Tiered Interest N/A
Interest Calculated N/A
Interest Paid N/A
Exemption Balance N/A
In-Branch Withdrawals $0.00
In-Branch Bill Payments $0.00
Cheque Clearing $0.00
Electronic Transfers $0.00
Online Bill Payments $0.00
Telephone Bill Payments $0.00
INTERAC® e-Transfers
$0.00
MB CU ATM Access $0.00
Debit Card Purchases $0.00


Note: Limit 2 accounts per membership of full service/$0 monthly fee products.

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