Digital Chequing

Bank digitally, simply, and affordably.

Best suited for members who prefer online, mobile, and self-serve banking and rarely need in-branch transactions.


Eligibility  N/A
Monthly Service Fee $10 ($5 for 59+ members)
Exemption Balance  N/A
# of Free Withdrawals Monthly  Unlimited
# of Free Interac® e-Transfers Unlimited
Other Features  N/A
In-branch Withdrawals/Transfers  $1.50
In-branch Bill Payments $2.00
Cheque Clearing  $0.75
External Withdrawals  $0.00
Online/Telephone Banking Transfers  $0.00
Online/Telephone Banking Bill Payments  $0.00
Debit Card Purchases 
$0.00




Account Details

  • Transactions included in free monthly withdrawals:
    • Online bill payments
    • External withdrawals
    • Debit card purchases
    • Pre-authorized transactions to pay CU loans
  • Transactions not included:
    • In-branch cash withdrawals and transfers
    • In-branch bill payments
    • Cheque clearing
    • ATM withdrawals outside Canada


In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.
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