Best suited for members with moderate monthly banking needs who want a balanced account with included transactions and a manageable monthly fee.
Eligibility
N/A
Monthly Service Fee
$8 (Free for 59+ members)
Exemption Balance
$2,500
# of Free Withdrawals Monthly
40
# of Free Interac® e-Transfers
10
Other Features
N/A
In-branch Withdrawals/Transfers
$0.75
In-branch Bill Payments
$1.25
Cheque Clearing
$0.75
External Withdrawals
$0.75
Online/Telephone Banking Transfers
$0.00
Online/Telephone Banking Bill Payments
$0.75
Debit Card Purchases
$0.75
Account Details
Members who maintain a balance of at least $2,500 for the entire calendar month will have their monthly fee refunded.
If the balance falls below the balance at any time during the month, the account will be charged.
The exemption balance only applies to the monthly service fee, not all service charges incurred during that month.
Transactions included in free monthly withdrawals:
Cheque clearing
Online bill payments
External withdrawals
Debit card purchases
In-branch cash withdrawals and transfers
Pre-authorized transactions to pay CU loans
Transactions not included:
In-branch bill payments (waived for members 59+)
ATM withdrawals outside Canada.
INTERAC® e-Transfers (charged in real time and refunded at end of month)
In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.
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