Best suited for members aged 0 to 19 who are learning to manage money and need a flexible, no-fee account.
Account Feature
Fee
Eligibility
0–19
Monthly Service Fee
$0.00
Exemption Balance
N/A
# of Free Withdrawals Monthly
Unlimited
# of Free INTERAC® e-Transfers
Unlimited
Other Features
Account Details
Eligibility: A parent/guardian signor may be required. See your branch for more details.
Limit 1 account per membership.
Once age of eligibility has passed (on 19th birthday), all transactions are charged at $2.00 each unless another account selection is made.
Interest calculated daily, paid monthly.
Transactions included in free monthly withdrawals:
Cheque clearing
Online bill payments
External withdrawals
Debit card purchases
In-branch cash withdrawals and transfers
Pre-authorized transactions to pay CU loans
Transactions not included:
In-branch bill payments
ATM withdrawals outside Canada
In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.
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