Best suited for newcomers to Canada who need a full-service chequing account while getting established financially.
Eligibility
For newcomers to Canada (within two years)
Monthly Service Fee
$0
Exemption Balance
N/A
# of Free Withdrawals Monthly
Unlimited
# of Free Interac® e-Transfers
Unlimited
Other Features
Includes a free small safety deposit box for 12 months (depending on branch availability)
In-branch Withdrawals/Transfers
$0.00
In-branch Bill Payments
$0.00
Cheque Clearing
$0.00
External Withdrawals
$0.00
Online/Telephone Banking Transfers
$0.00
Online/Telephone Banking Bill Payments
$0.00
Debit Card Purchases
$0.00
Account Details
Eligibility: After 1-year this account will automatically start charging $17 per month. A representative will discuss the best option for you.
Limit 1 account per membership.
Transactions included in free monthly withdrawals:
Cheque clearing
Online bill payments
External withdrawals
Debit card purchases
In-branch cash withdrawals and transfers
In-branch bill payments
Pre-authorized transactions to pay CU loans
Transactions not included:
ATM withdrawals outside Canada.
In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.