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SERVICE UPDATE:
Please note that all Access Credit Union apps were upgraded to version 19.3.0 effective October 8, 2025. The planned release of Multi-Factor Authentication (MFA) has been delayed due to unforeseen technical issues. Please watch for further updates.
During the Canada Post service disruption, mail from Access Credit Union may be delayed. Learn More.

Pay As You Go Chequing

  1. Personal
  2. Spending
  3. Pay As You Go Chequing

     Service Fee      
Monthly Fee $0.00
Tiered Interest N/A
Interest Calculated N/A
Interest Paid N/A
Exemption Balance N/A
In-Branch Withdrawals $0.75
In-Branch Bill Payments** $1.25
Cheque Clearing $0.75
Electronic Transfers $0.75
Online Bill Payments $0.75
Telephone Bill Payments $0.75
INTERAC® e-Transfers
 $1.00
MB CU ATM Access $0.00
Debit Card Purchases $0.75

**Not included in monthly package benefits. Collabria credit card payments and federal/provincial government agency payments waived.

Additional Benefits: 
  • Members with a line of credit product attached to their Pay As You Go account will enjoy two free transactions per month to facilitate use of the line of credit funds. The two debits will be waived only if the Line of Credit (LOC) was used within that month.

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