HOLIDAY CLOSURE:
In recognition of Remembrance Day, all branches and call centres will be closed on Wednesday, November 11.

We've made changes with you in mind. - Learn more about our product changes, effective Nov 1. 

Pay As You Go Chequing

Only pay for the transactions you make

Our Pay As You Go Chequing account offers no monthly fee and low per-transaction costs.



Account Feature Fee
Eligibility N/A
Monthly Service Fee $0
Exemption Balance N/A
# of Free Withdrawals Monthly N/A
# of Free INTERAC® e-Transfers N/A
Other Features N/A
In-Branch Withdrawals/Transfers $0.75
In-Branch Bill Payments $1.25
Cheque Clearing $0.75
External Withdrawals $0.75
Online/Telephone Banking Transfers $0.00
Online/Telephone Banking Bill Payments $0.75
Debit Card Purchases $0.75


Account Details


  • Members with a line of credit product attached to their Pay As You Go account will enjoy two free transactions per month to facilitate use of the line of credit funds. The two debits will be waived only if the Line of Credit (LOC) was used within that month.
  • In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre.
  • Online transfers between Access accounts are free and don't count towards monthly transactions.    
  • INTERAC® e-Transfers (charged in real time and refunded at end of month)

In-branch refers to manual withdrawals completed in-branch or by the Member Solutions Centre. Online transfers between Access accounts are free and don't count towards monthly transactions.
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